Guaranteed Issue Accident, Critical Illness, In-Patient Hospital. No health questions. Your CLEAT membership guarantees your acceptance. $5,000 gunshot wound rider on accident
Guaranteed Issue disability. Pre-existing covered after one year. Monthly benefit for total disability if you are unable to work due to a covered injury or illness. 14 day elimination period with benefits lasting up to one year. Choose between monthly and biweekly deductions.
Guaranteed Issue Life Insurance. No Medical questions up to $50,000 for member and $25,000 for spouse.